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We specialize in secondary automobile financing for residents of Northeast Florida since 1998.

Whether you are an independent or franchise dealer, FirstSun is the leading local subprime lender in Northeast Florida and Southeast Georgia. FirstSun has a local buy center, so you know your buyer face to face We are here to help grow your business. We specialize in quick funding and your hard to get done deals.

Quite often, Subprime borrowers are turned away from traditional lenders because of their low credit scores, multiple repos or other credit factors that suggest that they have a reasonable chance of defaulting on the debt repayment. But here at FirstSun Financial we give them that 2nd chance to rebuild their credit. FirstSun Financial is not credit score driven. We are stability driven; just because your customer may have bad credit does not mean they are a bad person and can’t buy a car.  We can help.

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Did you know?

FirstSun has always offered reduced interest rate and
lowered discount for specially qualified applicants?

Here’s how
we are
better…

  • NO MINIMUM BEACON SCORE

  • NO MAX VEHICLE MILEAGE

  • ADVANCE’S HAVE GONE UP TO 210%

  • OF NADA OR MMR, WHICH EVER IS GREATER

  • APR AS LOW AS 19.9%

  • DISCOUNTS HAVE GONE AS LOW AS 12%

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